Terms and Conditions

Last Updated: April 1, 2025

1. Introduction

While enrolled in any of the courses offered by finRGB, and even after the course you were enrolled in has lapsed, you are legally bound by the Terms and Conditions of this agreement. Wherever the word ‘you’ or ‘registered participant’ is used, it refers to a course participant registered (currently / in the past) in any of finRGB courses.

2. Copyright

All study materials offered by finRGB viz. notes, videos, quizzes and their solutions, summaries and articles are the sole and exclusive property of finRGB. Registered candidates do NOT have any right to the above, and are only provided with a single, non-transferable, revocable, limited time access to view such study materials for the intended purpose stated in the course descriptions (e.g. for preparing for professional certification examinations). The above implies that you, the registered course participants will adhere to the following:

  1. It is your (i.e. course participant / account holder’s) responsibility to maintain the sanctity / security of the account password and all other aspects related to your account on the finRGB portal. You will be held accountable if the account is compromised in any respect.
  2. All study materials made available to you as a course participant (i.e. videos / notes / summaries / quizzes) are for your personal use only. This implies that sharing these materials with anybody else, in physical / digital form or via sharing of your userid and password is STRICTLY PROHIBITED. If you do, and your course reporting data provides sufficient evidence for it, finRGB reserves the right to both terminate your access immediately without any refunds and charge you for each additional user that would have registered with finRGB had you not shared that material.
  3. Course participants may not download, upload, copy, modify, print (unless the purpose of the material, say a notes / summary document intends you to print them), transmit, transfer, make or distribute copies of finRGB study materials in whole or in part. If you transfer possession of any copy or modification of these materials to any third party, your license to use them is automatically terminated, upon which all access to these materials will be discontinued.
  4. Course participants agree not to translate, decompile, disassemble or reverse engineer the licensed study materials provided.

3. Description of / Use of Services

  1. Study materials for preparation for GARP’s FRM Exam Part I and FRM Exam Part II will be provided to you in accordance with and in sequence outlined in the study plan of the course.
  2. Study materials will be upgraded / updated from time to time, both owing to curriculum changes brought forth by a governing body and/or owing to pedagogical enhancements. All such updates are also subject to this agreement and you’ll be informed via necessary announcements when these upgrades take place.
  3. All study materials are provided to you ‘as is’ without warranty of any kind about their fitness for a particular purpose. The entire risk pertaining to results or performance is borne by you, with finRGB not being responsible for any damages arising out of the use or inability of use of these licensed study materials.

4. Validity of Services

Participants should take note that their access to course materials will expire on the “valid till” date mentioned on the course product page when the preparation course was purchased. This date is also reflected in the welcome email sent to you upon course purchase.

5. Refunds Policy

Unlike physical goods, online courses cannot be ‘returned’ once they have been accessed, and hence finRGB will not provide any refunds for courses purchased. To make sure you are paying for courses that suit your learning needs, there are sample resources available on the finRGB portal that you can access free of charge (no credit card required). You are requested to register for any given course only after you are satisfied about the contents and suitability of the course for your learning needs. You will be solely responsible for any software / hardware / bandwidth requirements that videos based courses require. Solely the lack of such requirements will not be entertained as the reason for requesting for refunds.

6. In Event of Breach

  1. As already pointed out above, it is the account holder who is responsible for maintaining the password and protecting all aspects of the account. Therefore, in the event that the security of an account is breached, it is the account holder who will be solely held responsible for it. In the event that any unauthorized copies, recordings, reproduction and / or distribution of any study materials is traced to your user account, you would be financially liable to finRGB towards any financial losses borne by finRGB on account of such unauthorized transmission or leakage.
  2. As soon as the above is confirmed, your account with finRGB will be suspended and your access to courses that you currently have access to, will lapse immediately. No requests will be entertained whatsoever about refunds (partial or full) for the cost of purchase of these courses. Your access to finRGB.com will be permanently removed for the future also.
  3. Breach of copyright, illegal dissemination of resources etc. will be treated very seriously. It will also amount to reporting of this behavior to any professional organizations / charters that you are a member of, or are seeking to become a member of.